Moving On Moving Out Video Transcript
Good afternoon, everyone. My name is Lori. I'm with career services and today I'm joined with Eric Jones. He's with Student Money Management. And Eric Weiner, you've got an introduce yourself a little bit. Yeah. So I'm the Director of the Student Money Management Center. We have been open for eight years now. And what we do is we work with students to build their financial literacy, financial capability, and also help them with financial plan. Excellent, excellent. And I am joined today by my fantastic co-host, our Transition Specialists down at the Gainesville campus. Tanya Hargreaves. Say hi, Tanya. Tanya is our co-host today, so she is going to make sure that she monitors the chat. If you have any questions, just go ahead and put that in the chat and she'll be taking care of that. And we'll do a few dramatic pauses every once in a while so that time you can ask the questions. So feel free to jump in anytime, Tanya, and we will go ahead and get started. So today we're gonna be talking this as part of our graduation boot camp series.
And we're gonna be talking about moving on, moving out. And basically some things to consider. If you're gonna be whether it's moving out of just simply out of mom and dad's house. Moving out of an apartment that you have roommates or are you moving for a job? Maybe it's down the road, maybe it's out-of-state, maybe it's overseas. So there are a lot of things to consider when it comes to relocating for your job and to help build your career. Just that whole transition phase after you graduate. So I was wondering if starting off right off the bat in the chat. If anyone can put in the chat when they are gonna be graduating or you think you're gonna be graduating. Are you going to be graduating next month? Next year, a couple of years from now. So just trying to get a sense of what are some of the graduation dates and Tanya, if you can let me know what some of those dates are. Summer 2023, spring 2023, December 20 to this December, congratulations. Uterus. December's that's good. Oh, someone have already isolated populations to you. Awesome, awesome. So thank you for sharing that information. So for those of you that are graduating and just a month way to go, you're almost there. And then for those of you that are graduating next year, you're still almost there, just not as close, right? So let me also start off with a quick poll in thinking. Are any of you considering relocating for a job for your career? Yes. No. Depends on the location.
Depends on the job itself. I'm happy to relocate. Depending on if your family or significant other is okay to move because that is a really big decision if you have family members involved as well. So I'll give you just a couple more minutes. It will a couple more seconds to fill out the survey their duty to do, alright, I will go ahead and end that poll and share the results. It looks like some of you, most of you are, it depends on the location and that is important. Especially if you know you want to stay either near family, are as far away from family as possible depending on what your family situation is? Maybe it depends on the right job and some of you are yes. I'm definitely looking to relocate. Can't wait to have that opportunity. And so that's what we're gonna be talking about today, are some of these different things that you should really consider is what's the impact on your career, the impacts on your family, all the finances involved, and that's where Eric is going to hop on and talk about all that good stuff. Then of course, once you make the move, how do you make it a new home? How do you connect to a new company, a new community? And that's always, sometimes kinda tricky. And we were talking right before we got started about how many times we've moved.
And Erik, I think you had said you've moved about three times? Yeah. I moved from Georgia and North Carolina. From North Carolina to Delaware and then from Delaware back to Georgia, right? Right. And Tanya, you've moved your time's yourself? Yeah. I moved this several times and I was raised in a military family. So we moved from California to open allergen hand from Okinawa, Japan to San Francisco. From San Francisco to Santa Anna. From Santa Anna to osha psi, California. From osha side california. Family. I came here, I came to Florida and then now I'm in Georgia, so worldwide, just around the world there. And it's so funny. Married to a retired Marine, and so we moved about nine major moves. And we were also looking Allah and oceans like California's. So it's just interesting to hear Tanya talk about the places she lived on. Like I've been there a lot of moving experience here on the call, that's for sure. So when you're thinking about moving in terms of your career, you have to really consider, well, what is that opportunity for you? Is it where you're going to be promoted? And in some companies, the only way that you can be promoted is to relocate. And you go on to other locations to where you can gain new skills, new experiences, other departments. Is it basically where you're maintaining the same role, but you will have other kinds of experiences and training and skill sets that you will pick up. Then also, how long is that opportunity going to last?
Is this something that's a contract where it's six months to a year, is this something that you're hoping is going to be a lot longer than that. And then also thinking about, well, what are your career goals? Is this something that you want for your career? Do you want to be promoted? Or are you looking to gain new skill sets? Or does that not interest you at all? Especially because of the location? So when you're researching employers, one of the things we always encourage students to do is figure out where are all of their locations? Do they, are they across the country? Are they around the world? What are the opportunities? Because what if one of the locations that they say, hey, in order to get promoted, it's a really rise up in the company. You have to go to a location that maybe you don't like. And for some of you, That's not something you're really looking forward to. A location might be really important to you. So those are some things to really consider. Then also think about what if you don't like the job or you don't like the location. And I can tell you, I mean, definitely in the military, we don't always get to choose obviously where we live. So we ended up in locations that we weren't always too happy about. We were kinda stuck there. But if you're choosing to move to a location and then you realize, this is not what I thought it was going to be. These people are not the kind of people I thought it'd be working with. What's your backup plan.
Do you think you would stay in that location but just find a different employer? Would you just head right back to where you were before trying to think of all these different contingency plans and how will this really impacts not only me, but my family. And the family doesn't necessarily have to be if you have a spouse and a child and all those things, it could be that you're leaving your siblings, your leaving your parents, extended family, your support network, friends. I know that's something that a lot of times when you build up this great network of people while you're in college. And then you all scattered to the winds, kinda like what possibly happened in high school. Everyone went to different universities, went onto different careers. And now things are gonna be changing again. Thinking about, well, how does this impact the people that you know? How do you stay in touch? Are they okay with you leaving? What's going to happen there? And my ever since I left home, even going into college, my mom and I talk every single week. Back in the day. It was just through the phone back when we had long distance phone plans, which I don't think it's even a thing anymore.
Then of course, when living overseas, it was using Skype. And even now because my mom still lives in Florida, we skype every weekend and that's how we stay in touch. Then of course, if you have a significant other or children, how is that going to impact them? And really thinking through, how am I going to find the right schools? How's it going to affect their career? Their education? Is a child is old enough to be in school. You are going to be moving during the school year. A lot of times what people will do is wait until the summer. So the person who's relocating for their job may go on ahead first. And then the family will stay behind while the kids finish up school or maybe finish up their education and then join them later. That's something you have to think about it. Is that a plan that you're okay with? Some people are in some people are not. If you move halfway through the school year with your with your children, how does that impact their education? Are they up to speed with that particular school district? Will that employer have any particular resources for your family, especially if you're moving overseas. Some companies that have overseas locations, they have support for the family members because.
They may not be allowed to work in that other country because of the kind of visa that you're on. So a lot of times I meet students who say, Oh, I can't wait to live overseas, I want to travel abroad and all of those things. But then if you add family to that mix, that makes it a little bit more complicated. And what kind of lifestyle is that new location going to offer? Is there gonna be a lot to do? Not a lot to do? Are you okay with either? Then it really has a big impact on making that decision on whether you're going to relocate or not. If you've decided to relocate, you decide you know what, I'm gonna go for it. I'm going to take the job, whether it's even if it's just simply moving down to Atlanta, whether it's moving across town, moving across state lines, moving across the world. There's a lot that goes on with preparing for that move. One thing of course, is to really stay organized. And if you're not naturally good at organizing, find someone to help you with that. Because there is a lot there are a lot of moving parts when it comes to relocating. Some of that may be involved keeping in contact with that employer. What are the steps that they need you to take forms that need to be signed, and also what kind of documents are going to need to take with you. One of the things that I always made sure that we kept with us never went into the packing boxes.
We always kept it in our suitcases, kept it with us. We're marriage license, birth certificates, passports, documents that are really hard to get a hold of if you really need those, any documents for moving in terms of your packing list, taking pictures of your items. So that way you can, if it ends up broken at your next location, you have a picture of when it was not broken so that you can prove this is what it looked like before you stuck it in that truck. So taking pictures of some of the valuable items, keeping any if you have any valuable jewelry or money or anything like that, make sure you carry that with you. And really understand those relocation options that your employer offers. If they offer any, are they leaving it up to you to move on your own? Which some employers, they're fine with you moving, but they may not support you in that. Find out if there's a relocation package to include additional money for expenses, those upfront cost, especially if you're renting and really research that location. If you can visit, that would be great. I know with our supervisor down there in Gainesville, Edward, his son, moved up to Wisconsin very recently. He had never been there before. The first time he went was when he moved for the job up in Wisconsin and had to learn everything on his own where everything was. And I know when we were moving up up here to Dylan ago, we were at the time living in Albany, Georgia, which is way down southwest, if anyone knows where that is.
But we were in Albany and so at least we were close enough that on long weekends we would drive up here, get a sense of the community where things were, so that that's always a good thing to do. If you can do that. The finances, again, Eric's gonna be talking more in detail about how to calculate your cost of living. You really do need to figure out, is that salary going to cover things? What are the taxes? Being able to afford a home, whether it's to rent an apartment. And Tanya, I know that that's something you're working on right now, is trying to find a place to live closer to work and trying to find that affordable place. It checks all the boxes and I know it's always very difficult to do that. And then really trying to set a budget for yourself when it comes to getting ready for that move. So now I'm going to turn it over. I'm still going to be sharing my screen, but I'm going to turn it over to Eric and he's going to talk about all the money side to think about when it comes time for your move. Thanks, Laurie. Yeah, absolutely. And Laurie really summed it up. Well, one thing she left out is that sometimes you need to learn how to pronounce the name of the town you're going to. She lived in Albany, but people who had lived there for a long time probably lived in Albeny. Albeny. Yeah.
We used to think this was Dahlonega, joking aside. So there is a lot of different options when you take a look at what is the cost of living and to be there, what is my paycheck then will look like when I get there, what is that going to cover? And there's a couple of resources that will show today which are sum, financial calculators. There are tons of them out there, the ones that we showed you today. I like but you may like a different one. It's really just a matter of preference. Do a Google search for cost of living calculator or relocation calculator or a paycheck Calculator. And you'll find one that she lived. But I think what we'll do is kinda skip to those calculators now, Lori, and talk about them in the calculator. So. Alright, so a Cost of Living Calculator, let's say your employer comes to you and says, Hey, we have an opportunity for you in Austin. There's no money as far as a race goes, but we'll keep your salary the same. You get a chance to see any part of the country, maybe build something from scratch. I have some more opportunity to move up in the company, will pay for your mood, but there's no real rates. Well, the first thing you could do is a cost of living calculation.
I really should do. And so what you see here is that in Austin, you would actually be making, are taking home a little bit more money. Why is that? Well, you can scroll down. Then you'll be able to see that the cost of certain items is much lower. Housing maybe a little bit higher, but transportations lower, food costs are lower. The other thing is there is no state income tax in Austin, right? So by just doing a quick search here, you can do a quick comparison. Now, if that same employer comes to you with the same deal, there'd be no raise, but hey, you get to go live in Los Angeles as opposed to Austin. You now see that you're gonna become a home with a lot less money in your paycheck because it takes $71,000 to live the same lifestyle that you're living in Atlanta. And the big cost here obviously is the taxes and the housing costs. And California's just your 350,000 dollar home and Los Angeles would cost you over $800,000. So tools like this are really helpful for decision-making and information gathering. And I would really recommend that you start here before you even consider giving your employer and answers. So moving forward if you are, hey, yes, I might like to live in Austin. So let's do a paycheck calculations to see exactly what that's going to be like for us. So we would go to the Paycheck Calculator at this point in time. And thanks for running this, Laurie. This is just wonderful that you're doing this for us. And so this is a paycheck Calculator. And if we'll put our salary at 50,000 again. And then we take a look at the difference between living in Atlanta and living in Austin at $50,000. So we're still in Atlanta now in 15 84. And when you moved to Austin, you'll find that you take home a little bit more money.
Almost $100 more per paycheck. So $200 more a month. Once again, this is mainly because there's no state taxes in Austin. This is a pretty powerful tool for deciding, you know, even if you're just thinking about accept new job right out of college, you should do a paycheck calculation because this one, as Laurie scrolls down, will allow us to make some decisions about what we're taking home. How much do I want to contribute to a 41k or do I want to should I pay for medical insurance or should my significant other, so on and so forth. So here you could add in all those pre-tax deductions because we all know that if you're getting paid $50,000 a year, you're not taking home $50,000 a year. So maybe you are paying for medical insurance, dental insurance. If you need corrective lenses, you may want to pay for $25 worth a month. And we definitely want to start planning for those long term retirement plans because he wants to work forever. So you can set a four when k You can also do some other things. And FSH or an HSA, we will skip that for right now.
And you can see that this will help you adjust your paycheck so that you will see exactly how much you'll take home once all of those things are actually taken out. So that 1,600 and Austin quickly dropped by $400 a month. But now you're covered on your insurances and you're planning for your retirement. So this will give you more accurate projection of what kind of money you have. So if you are thinking of moving, you'll have an idea of how much money you'll have to pay for rent or if you need a car or so on and so forth. So that should be helpful as well. Who here is thinking about moving, pop something in the chat if you're going somewhere. Or for those of you that said that you were planning on moving, is there a particular state or a particular location that you're thinking about? Well, then I guess that was helpful. Both. Dc's expensive job in Oregon. That's sounds exciting to go and overseas, Tennessee, no state sales tax and Tennessee either or sales income tax. Sorry. Everybody has got. Sales tax, North Carolina. I lived there for three years. Campus June, as a matter of fact, so little bit of military as well. So let's go down and see a little bit further. We will talk about things to consider to Austin moving. So what are you going to need? What is your important employer willing to provide? So are you going to have to sell your home? Do you need transportation because you're used to public transit? Are you going to hire a leading service or do you hire a track and pack yourself? All of these are certain things that cost different amounts. Even if you're packing yourself, you had to rent the truck. You may have to buy the boxes, so on and so forth. So full pack and unpack service. If your employer is not providing that, you choose to do that, that's very expensive. And so we'll go down a little bit and we'll talk about budget for that. So does your employer offer assistance to move?
This can be negotiated at your, you know, when you're being hired or more than likely it's going to happen when your employer suggests that there's an opportunity for human. If they come to you, you have more of a bargaining position, then you volunteering to move. But either way, most companies of a certain size, midsize and large sized companies are going to have some type of relocation package, whether it's a straight line or send us the bills, and this is what we'll cover. I've moved both ways. One time I was given a package. Basically, they kept me a check and anything I didn't spend out put in the bank. And the other way was send us all the receipts and we'll cover everything. And so that was a little bit more expensive for them than it was for me the first time. That that's up to you. If you're hiring a mover, movers are required by federal law to offer you insurance. And there's two basic types of full value protection, which your mover is liable for the total replacement cost of anything that's damaged during the ship. As Lori spoke earlier, you want to document this? Take pictures of things that show that they are intact. I would also photograph any serial numbers that maybe on certain products so that when you get to the end, there's no confusion as well.
Then there's also a released value protection, and this is really not advisable. This is coverage that covers the mover for offering some insurance, but really doesn't do a whole lot for you. And if you'll see in that example, it covers basically something by its weight. So if you've got a 2000 dollar MacBook and it is paying $0.60 per pound. You're not going to cover the $2,000, right? So I would suggest that that be a full value protection. Are you doing it yourself? Well, your renter's insurance, if you have renter's insurance now and you're going to keep it that may cover some items in a move. Homeowner's insurance. I'm not sure why, but that there are more that unless you're negotiating with your insurance company and planning to buy a new home elsewhere. But renter's insurance more here may cover some items that's damaged. And as we mentioned before, if you're doing it yourself, take a look. This is the Paycheck Calculator that will help you estimate the taxes that will be in your new home and what's your take home pay will be we've already really covered that. So creating a budget for your mood if you're doing it yourself. Don't forget some of the things like truck, gas, furniture, moving insurance. Maybe you weren't thinking of that, but there's also do unique by the leaving boxes to take the blankets. And don't forget about having to pay for food while you're on the road or lodging while you're on the road, if you're moving across country, you're going to have a couple of nights that you'd probably want to stop and asleep.
Replacing perishable items, all that stuff in your refrigerator. What are you going to take? Some with you for the trip and the rest of us probably going in the garbage and you'll need to replace it and you get there. And some items just don't make the trip. If you're moving from a large house to a smaller house, if you're moving from your parents house to your own apartment for the first time, what can you take with you and what stays behind? Because you will need to replace some of that, maybe not immediately, but at some point. So make sure to factor all of these things into your mood. If you're planning on moving out for the first time. And we don't have a slide for this, but obviously it's going to be something that many of you have dealt with in college. You're going to need a deposit for your apartment, your employer or your let new landlord is going to run a credit check on and so on and so forth. So make sure you're prepared for those expenses that you know, and those that you don't know. I just wanted to say really quick about the replacing the perishable island items. It always was a challenging time when you were getting close enough to your Move, where you start cleaning up the refrigerator and eating as much as you can. But you still need mayonnaise and you don't have the little packets. All you got from the store is like the giant jar or no mayonnaise and you will be sending out a lot. And that's when.
The money goes up really high and even your cleaning materials, because if you're moving out of an apartment and you have to clean it before you leave. The movers. They can't carry combustible and flammable items. So can you carry that with you? Do you just have to throw that away? And of course, buying them all over again when you get your new place. Because you'll probably want to clean it down and getting a new mop, a new broom. You might never have the carry all of that in your car or on an airplane. To me, that perishable items was always kind of the tricky game there. Well, what can we throw away? What can we buy but still carry with us, but can we eat it up fast enough? Then thinking about when you got, you know, when you've arrived at your new place and you've moved, and you really need to connect and also reevaluate your budget as well. And Eric, I want you to come back on really quick. When you're thinking about, again, that cost of living and the taxes and things like that. What are some of the things that they can also do in terms of getting their finances back in order when you have all those upfront cost and the savings account gets to be really tiny.
And you don't want to be going into a lot of dead. How can they handle some of their finances with that? Well, yeah, obviously there's gonna be some out of pocket expenses and there's some adjustment expenses as well with some items that you've placed on here. How often do you dine out? How often do you go out with new people so that you don't miss that opportunity to connect. How, how much does it cost for you to volunteer? Because we know that volunteering is not just about your time. It's also transportation to get there and lost opportunity costs and other things as well. So what I honestly suggest is that take your budget that you have now when you get there. After a couple of weeks, Let's take a look and see what has changed. And are these things that are going to persist or are the opportunities for you to reset your budget and how you spend your money. So honestly, just being aware of what is changing, what you're doing, I'm being deliberate with it. You may have a substantially increased income as well because certainly if you're going to move to someplace, it's more expensive block our Los Angeles example, maybe that comes with a substantial raise. Maybe instead of make it 50,000, you're making 85,000, which will be erased no matter which city. So now we want to reset our budget again to reflect our new income as well. It's not always that we're running out of money. Hopefully, if you're relocating, you're getting some kind of inquiries. I wouldn't have moved three times if I wasn't getting any increased each time, I'll promise you that. But each time I did have to reset my thinking around my finances and reset my plan because now I've got a different income. It's good that it's more, but it's still a new planet.
So I would say be aware of that for sure, right? And obviously earlier today, remember the student who is thinking, well, what are you going to do once you're no longer in college? You don't have all this. Go, go, go, go. And you're not going to be with your roommates anymore. You're gonna be on your own. And she said, well, you know, maybe I'll get a pet. And then thinking about now those new expenses. Pet deposits, food, veterinary services, placing your couch, replacing your bed post. If you'd like to dress them up a little outfits, whatever it is that you'd like to do. That's more expense if you're going to be adding that as well. So it's a lot of different things to consider. And again, with that cost of living, I think that was always the biggest issue whenever we moved because we went to a lot of different areas that had drastically different costs of living, especially if you're overseas, if you're in California, if you're in Georgia, makes a huge difference. And in every time I went someplace, I of course was the new kid. Whether it was a new job, a new community. I always had to be the one that said, Hey, I'm new in after a while, I got over the awkwardness because I know that sometimes that's what stops us from making new friends and a new place is that, jeez, I just want to sit here and do my job. And hopefully people will come up and say hi to me, but they're busy doing their own job. I live in my little box. I don't always know who's coming and going. And Eric, are you I don't even know where you are. You on the second floor? I'm on the second floor, yes. He's see we're in the same building and I don't even know where he is because we all live in our little boxes. You just moved it. Well, yeah. But trying to sometimes you just have to say, You know what? I'm the new kid.
I'd be okay with asking for help and asking where things are and what's the even if you're with the same company, they may have a different policy. We all know. If you've been on Gainesville in Delano ago for in particular, there are things that are done in Gainesville a certain way. There are things that are done in Galapagos certain way. And even though I am still with career services, I have moved locations. I was in the Gainesville campus for six years and now I'm in the Salonica campus and I still find myself going. Where is this? Where is this person? Where's Eric?
Whereas student involvement, I don't know where that is. I'm still learning the campus even though I'm still doing the same job, but I'm still learning new things. So you have to try to branch out and really ask for help. And I found one of the best ways to get to know people outside my little box is to join committees. That also helps you get a broader perspective of what's going on in the organization. What are other departments talking about, what are some of their challenges? And then following up after those meetings. Whether it's chit-chatting on teams or through email or phone call or literally talking at the water cooler so that we can really get to know that person outside of those meetings. And that's why it is so good if you can take lunch away from your desk or go get a coffee and just get to know people. Maybe even bring in food. If you'd like to bring in snacks, if you'd like to bake, you can do that. Make sure you're always ask about people's allergies. I've gotta co-worker that can't eat eggs, so we always have to be careful about what we feed her. But decorate your desk with something. I mean, I've got all my little toys back here. And it is a good conversation starter. If you're not sure what to say to someone, have something on your desk that represents you, maybe a photo of some place that you've been. And it can be a really good way to just kind of say, oh, you've been here. I've liked that movie. And just kinda get to know the person outside of their normal work responsibilities. And Tanya, since you are the new kid, what are some of the ways that you've been able to adjust and get to know people there on the Gainesville campus? Yeah. I always like to eat fine lines. I always like to go for a walk outside around the campus. So as I'm going for walks, I say hello to people walking down a hallway and different things like that. And I love to meet up and have meeting times with faculty and staff here. So I do run into a lot of people that just by taking walks around and campus, I'm a lunchtime. But there is something that I wanted to say too about moving.
Another thing to consider is decluttering. And I know that I don't know about you. The things that seem to pile up some time and it's a good time. Should I have a garage sale or do I need to go sell something on Amazon? Or do I need to stop by goodwill? So a lot of time de-cluttering and don't be carrying his same thing around, which is a great thing to do too. Those of you who have kids, I know you have to look into the school system. That's something else that you have to do as well. So I just wanted to put that in and yeah. Yeah. Yeah, I'm thinking about getting a plant thanking Lord, because I'm think about getting some sort of plant. There's divide in this office, an office with no window. Good luck with that. I never did find one. So hopefully you'll be able to find one. That's the same thing with connecting in your community. You can volunteer, It's a great way to meet people outside of work. And again, I'm not from the Salonica area. When people say Where are you from, it's like yeah, I was born in Georgia, but then we move to Florida and then I married a Marine and then we moved all over and then we landed here. So I don't know, I'm from wherever you have to think about. Well, how can I make this community now my home? And that's always something that every time we moved, that was always a challenge in trying to figure out where are the clubs and the organizations and the different activities. Because especially once you've left the university and you're not in classes anymore and you're not doing campus events or you're not doing athletics or fraternity sororities.
How do you make friends? And so sometimes it is through volunteering, finding hobbies that are in a group setting. I went ahead and got a subscription to The Delano good nugget. It's a it's a small paper. There's not a lot in there, but in there it talks about different meetings. There's photography groups, quilting groups, hiking groups. There's of course a lot on social media about different groups meeting for this, that and the other. So find out where are those things follow the Chamber of Commerce for that particular area. They'll talk about all the events that are happening in the area.
If you've got kids or when you do have kids, have a play date, and that's when the parents start to get to know each other. Invite the neighborhood over for a barbecue. A lot of people like barbecues. If you can have a street barbecue or culdesac barbecue, neighborhood barbecue. Have a, bring your own meat, bring your own drink, and everyone else can bring the sides for a potluck. It's a good way to just start to chat with people, get to know people in a more casual, relaxed setting. And if you're looking for any kind of faith-based organization, taking time to find those as well. I know it can be really tricky sometimes, but that's when you ask around and say, Where were you going, what are they like and what's going on in this community? Laurie, if I could you mentioned at the start of this the opening and you move somewhere but you don't really like the environment. Different. A corporation or a company can have different work environments based on where you are in the culture of that location. Maybe you always wanted to live in Denver, you get the opportunity to move there. But all of a sudden you hate working for the company you were working for?
All of this, how you stay in Denver and find your new job? I would say this is the first patient we start. Yeah. Yeah. That is very true. Different locations, different management styles. Even though it is the same company and it is important to maybe where you are in the company. Oh goodness, I'm not sure if I want to be here, but really connecting with your community can be a great way to start making it feel more like home. So that if you don't like the job, but you like the location, then maybe it's a time for finding another employer, but staying where you are. It's all these different things to consider and having some plans. And I said I've lived in some locations that would not have been my top choice. But it home is where you make it and every experience is what you make of it. And hopefully you can find those new connections and find those great outlets for making a community for yourself. And again, thinking about the entire move, especially if it is for a job. Thinking of it as an identity choice. It, where do you see yourself in your career? How do you see yourself either with that company, within that community? Again, how does this impact your family? Whether it's you're moving away from your family, you're moving away from your support network? Or is it that you have some loved ones that are coming along with you and thinking about how that impacts your finances as a whole. Is it gonna be for more money? I hope so. But what if your significant other has to lose their job and then go on the job hunt, how is that going to impact your finances now that you're down to one income? And that can have a real impact as well, especially if you're paying for daycare, buying new things. All this stuff really piles up readjusting those finances.
And I cannot stress again, making those connections. And that's what's really going to make your new home an actual home. Whether it's at the job in your community, because you definitely don't want to find yourself just feeling lonely. And so it's taking these steps and sometimes you have to take the initiative. Again, people get so busy with their everyday life that they may forget that the new kid needs some attention, that they need to be shown around and so speak up and just get to know people. And again, sometimes just trying those little tactics to kinda start that conversation is something that you can really work on. Then of course, you can always meet with career services and of course, Student Money Management Center. And Eric, your services are available to alumni as well, correct? Yes, absolutely. We're happy to work with alumni. If you need help budgeting for your new location or budgeting for your bees, or examining you for one K options, so on and so forth, which is our next meeting next week, right. Salary negotiations and for one case, yep. Yep. So next week we're going to be talking about how to negotiate that salary. And then Eric, of course, is going to be talking about how do you take care of your 401 case so that you can actually have money to retire.
And if you didn't get the chance to travel while you were working, then maybe you can travel well after you retire, but hopefully you can plan and budget those things to an error can help you with all those really cool things. And career services is still here for you after you graduate as well. So making sure that you can always come back, we can help you with your job search. And as you can tell, quite a few of us have moved quite often in our lives. So it's something we're pretty comfortable talking about in terms of making a new home and then just the moving process itself. Little things such as bagged up all your utensils in Ziploc bags so that the movers don't lose anything. Makes sure you catalog everything that you own so that it doesn't disappear on you. Eric, any last parting words before I launch our next poll? I would just say this if you are getting a raise when you move to a different location, so now your income is higher, I would strongly urge you to upsides, your goals and your goal attainment rather than your lifestyle. A lot of people will size the size of their car, the size of their house, so on and so forth. And they failed to hit on that opportunity to really move ahead on getting to a place where there are so much more self-dependent and self-directed? Definitely, yeah, definitely. So let me go ahead and launch our last poll. And so this has a two parter to it. So tell us if before this chat, how confident were you go about this information? Then after the chat, how confident are you after you've received some of this information? And just a technical thing. And Tanya, I think, is already addressed this in the chat. But if you only have your first name and your profile, especially if you're looking to earn pros credit for our business students.
Make sure your first and last name are in the chat. So Tanya can write down your first and last name and we'll be turning in the attendance roster to prose so that you can get your prose credit. You don't have to worry about a QR code or anything like that. We'll just be submitting the roster from Zoom. But because Zoom only records what your profile says, we do need your first and last name. If you don't if you haven't already put that in there and Tanya, we'll make sure she'll to keep track of that. So I will go ahead and end this poll and share the results. So it looks like you feel a little bit more confident in yeah, you can definitely keep coming back to us for more guidance. And it's great to see that quite a few of you are like, No, I got this. I'm ready to go and ready to see what other new adventures are out there. But before I go ahead and turn this off, are there any questions that anyone wants to ask at the last minute? If not, it doesn't look like it just yet. But again, thank you, Eric, for being here today. Really appreciate all your expertise and sharing all those different resources. Again, this session today was recorded. So when we get this uploaded, it's gonna be loaded onto our YouTube page.